Ameritas PrimeStar dental and vision insurance plans offer valuable individual benefits with day-one coverage and large, nationwide networks. Save money on out-of-pocket costs with coverage for yourself or your family.
Dental plans
The dental plans have a maximum benefit up to $1,500 (Lite), $2,000 (Boost) or $3,000 (Complete).
| Lite | Boost | Complete | |
|---|---|---|---|
| Preventive | Up to 100% | Up to 100% | Up to 100% |
| Basic | Up to 80% | Up to 80% | Up to 90% |
| Major | Up to 20% | Up to 50% | Up to 50% |
Ameritas Dental Network
The Ameritas Dental Network is one of nation’s largest, and network dentists charge 25-50% less than their regular rates, providing you out-of-pocket savings.
Network not available in MT, RI and PA counties of Forest and Potter.
Find network providers at ameritas.com — Find a Health Provider. Simply enter your ZIP Code and choose the Classic Network to start your search.
Preventive procedures are not deducted from the plan’s annual maximum benefit. This saves all the annual benefit to help pay for more expensive Basic and Major procedures.
HearingThe PrimeStar Complete plan includes benefits for hearing exams and hearing aids for all ages. Benefits increase over time and are not tied to a network.
With the PrimeStar Boost plan, coverage for orthodontic services includes teeth straightening and jaw alignment for children under age 19.
Teeth whiteningProfessional teeth bleaching, also known as whitening, is included as a Major (Type 3) procedure on the PrimeStar Boost plan.
Vision plans
All vision plans offer next-day coverage, no waiting periods, and no enrollment fees. You can choose from plans that feature the EyeMed or VSP vision networks.
| Select | Choice | |
|---|---|---|
| Eye exam | Once every 12 months | Once every 12 months |
| Frames and lenses or contact lenses | Once every 24 months | Once every 12 months |
| Frame allowance | $130 | $150 |
IN VIRGINIA, THIS IS AN EXCEPTED BENEFITS PLAN. IT PROVIDES COVERAGE ONLY FOR THE LIMITED BENEFITS OR SERVICES SPECIFIED IN THE POLICY. THIS IS A STAND-ALONE DENTAL PLAN THAT IS NOT EXCHANGE CERTIFIED AND MAY NOT PROVIDE MINIMUM ESSENTIAL PEDIATRIC DENTAL BENEFITS.
